FIRST TIME BUYER	PROBLEM GETTING A MORTGAGE	RE-MORTGAGE & EQUITY RELEASE	RETIREMENT MORTGAGES	MORTGAGE RATES	INVESTMENT & FOREIGN PROP.	APPLY ONLINE NOW	MORTGAGE CALCULATOR

Stamp Duty

Stamp duty is a tax set on the purchase price of the property.

The most common stamp duty that affects individuals is stamp duty on residential property; i.e. houses and apartments.

The amount of stamp duty payable varies depending on the property and your status as a purchaser.

First Time Buyers
First time buyers do not pay stamp duty on any property they buy.

Owner Occupiers (Second Time Buyers) & Investors

Owner occupiers are individuals who have previously purchased or built a property.

Second time buyers are subject to stamp duty.

Purchase price	Owner Occupier
Uo to €125,000	Exempt
Next €875,000	7%
Balance	9%

New houses or apartments purchased by an owner occupier do not pay stamp duty on property under 125 sq metres providing this will be your Family Home.

Investors

Investors are individuals who have a Family home and are looking to purchase an additional property.

Stamp Duty Changes

Property Value	Old SD Liability	New SD Liability	Reduction In Liability	Percentage Savings
€150,000	€4,500	€1,750	€2,750	61%
€250,000	€10,000	€8,750	€1,250	13%
€350,000	€21,000	€15,750	€5,250	25%
€450,000	€33,750	€22,750	€11,000	33%
€550,000	€41,250	€29,750	€11,500	28%
€850,000	€76,000	€50,750	€25,750	34%
€1,000,000	€90,000	€61,250	€28,750	32%
€1,300,000	€117,000	€88,250	€28,750	25%