Mortgage Health Warnings

Guarantees
Warning: As a guarantor of this loan, you will have to pay off the loan, the interest and all associated charges if the borrower does not. Before you sign this guarantee you should get independent legal advice.

Lifetime Mortgages
Warning: Purchasing this product may negatively impact on your ability to fund future needs.

Debt Consolidated Mortgages
Warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.

Variable Rate Residential Mortgages
Warning: The cost of your monthly repayment may increase - If you do not keep up your repayments you may lose your home.

Interest Only Mortgage
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

Fixed Rate Mortgage
Warning: You may have to pay charges of you pay off a fixed-rate loan early.