|
Australia
- Max 80% LTV
- Max term 30 years
- £50,000 minimum loan
- Australian Dollars & Sterling
- Repayment & Interest only
mortgages
- Rates from 7.24% in Sterling or 8.07%. Variable in Australian
Dollars or Discounted for 1 year at 6.74% in Australian Dollars
|
Israel
- Max 90% LTV
- Max term 15 years
- $100,000 minimum loan
- All major currencies
- Rates from approx 1.75%
above LIBOR
- Fixed Rates available on a
case by case basis |
Bulgaria
- Max 80% LTV - Re-
Mortgages / Equity Release
- Max 75% LTV - House
Purchase
- Max term 25 years
- €40,000 minimum loan
- Euros only
- Repayment mortgages only
- Rates from 7.00% Variable in Euros for House Purchase and 6.75% Variable for
Re-Mortgages
|
South Africa
- Max 90% LTV for expat SA
- Max 80% for other Nationals
- Max term 20 years
- Rand 500,000 minimum loan
- Rand only
- Repayment mortgages only
- Rates from 10.50% Variable |
|
Czech Republic
- Max 85% LTV
- Max term 20 years
- Czk 800,000 minimum loan
- Czech Crowns only
- Repayment mortgages only
- Rates from approx 4.30% |
New Zealand
- Max 80% LTV
- Max term 25 years
- £50,000 minimum loan
New Zealand Dollars only
- Repayment mortgages only
- Rates from 9.55% in Variable or Fixed for 5 years at 7.75% in New Zealand Dollars |
Poland
- Max 85% LTV
- Max term 30 years
- £20,000 minimum loan
- Sterling, Euros, US Dollars & Swiss Francs only
- Repayment mortgages only
- Rates from approx 5.25% Variable in Euros, approx
7.00% in Sterling, approx
7.90% Variable in US Dollars
or approx 3.20% Variable in
Swiss Francs
|
Turkey
- Max 75% LTV
- Max Term 15-20 years
- €40,000 Min Loan; Max
£250,0000
- Euros & Sterling only
- Repayment mortgages only
- Rates from 6.90% Fixed for 1 year in Euros OR 7.75%
Variable in Sterling |
|
Andorra
- Max 70% LTV
- Max term 30 years
- €30,000 minimum loan
- Euros only
- Repayment & Interest only
mortgages
- Rates from approx 5.35%
Variable in Euros
|
Cyprus
- Max 70/80% LTV
- Max term 40 years
- £20,000 minimum loan
- All major currencies
- Repayment & Interest only
mortgages
- Rates from approx 5.10%
Variable in Euros |
France-incl Corsica
- Max 90% LTV
- Euros only
- Max term 25 years
- €50,000 minimum loan
- Repayment & Interest only
mortgages
- Rates from approx 3.95%
Variable in Euros |
Gibraltar
- Max 90% LTV
- Max term 40 years
- £20,000 minimum loan
- Sterling only
- Repayment & Interest only
mortgages
- Rates from approx 5.49 %
fixed for 3 years |
|
Greece
- Max 80% LTV
- Max term 25 years
- €40,000 minimum loan
- Euros, US Dollars & Sterling
only
- Repayment mortgages only
- Rates from approx 5.35%
Variable in Euros |
Ireland
- Max 80/85% LTV
- Max term 25 years
- €150,000 minimum purchase
price
- Euros & Sterling
- Repayment & Interest only
mortgages
- Rates from approx 4.39%
Fixed 1 year in Euros
|
Italy
- Max 80% LTV
- Max term 30 years
- €50,000 minimum loan
- Euros only
- Repayment mortgages only
- Rates from approx 5.10%
Variable in Euros |
Malta
- Max 90% LTV in Maltese
Lira or 80% in Sterling
- Max term 30 years
- £20,000 minimum loan
- Maltese Lira and Sterling only
- Repayment mortgages only
- Rates from 5.50%
Variable in Maltese Lira |
|
Monaco
- Max 90% LTV
- Max term 25 years
- €50,000 minimum loan
- Euros only
- Repayment and Interest only
mortgages
- Rates from approx 3.95%
Variable in Euros
|
Portugal
- Max 80% LTV
- Max term 30 years
- €40,000 minimum loan
- All major currencies
- Repayment & Interest only
mortgages
- Rates from approx 4.55%
Variable in Euros |
Spain
- Max 80% LTV
- Max term 40 years
- €30,000 minimum loan
- All major currencies
- Repayment & Interest only
mortgages
- Rates from approx 4.60%
Variable in Euros |
Switzerland
- Max 75% LTV
- Max term 35 years
- £150,000 minimum loan
- Swiss Francs only
- Repayment & 5 year
Interest only mortgages
- Rates from approx 2.50%
Variable in Swiss Francs |
|
Canada
- Max 75% LTV
- Max Term 25 years
- $75,000 Min Loan CDN$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest only mortgages
- From 5,20% fixed 1 year in
CDN$
- 1.50% over cost of funds for
all other currencies CDN
DOLLARS & OTHER
CURRENCIES
|
Anguilla
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
Antigua
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
Bahamas
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
|
Barbados
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS
|
Belize
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
BVI
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
Cayman Islands
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
|
Jamaica
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS
|
Nevis
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
St. Kitts
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
St. Lucia
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
|
St. Vincent
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
Tobago
- Max 60% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS |
Turks & Caicos
- Max 70% LTV
- Max Term 20 Years
- $250,000 Minimum Loan
- First 5 years Int only
- Repayment last 15 years
- Country Base Rate+ 3.00%
CURRENCY: - US DOLLARS -
STERLING - EUROS -
CANADIAN DOLLARS
|
|
|
Florida
- Max 80% LTV
- Self-Certification 75%
- Max Term 25 Years
- £30,000 Minimum Loan
- Repayment
- Interest Only
- Rates from approx 6.24%
Variable & Fixed
CURRENCY - STERLING |
Florida
- Max 80% LTV
- Max Term 30 Years
- $60,000 Min Loan
- Repayment Mortgage
- Rates from approx 7.00%
Fixed for 5 years
- Low Start from approx 1.00%
CASH OUT 80%
CURRENCY - US DOLLARS |
Florida
- Max 75% LTV
- Max Term 25 years
- $200,000 Min Loan
- Repayment Mortgages
- Interest Only Mortgages
- 1.50% over cost of funds
CURRENCY-– US DOLLARS,
CANADIAN DOLLARS, EUROS,
HK DOLLARS, SWISS FRANCS, STERLING & YEN |
New York City
- Max 90% LTV
- Max Term 30 years
- $250,000 Min Loan @ 90%
- $60,000 Min Loan @ 80%
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.45%
for 90%
- Variable from approx 7.00%
for 80%
80-90% = US DOLLARS;
75%= OTHER CURRENCIES
|
|
Arizona
- Max 70% LTV
- Max Term 30 years
- $60,000 Min Loan
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00%
CURRENCY - US DOLLARS |
California
- Max 75% LTV
- Max Term 30 years
- $60,000 Min Loan US$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00% in US$
- 1.50% over cost of funds for all other currencies
70% = US DOLLARS
75% = OTHER CURRENCIES
|
Carolina N & S
- Max 70% LTV
- Max Term 30 Years
- $60,000 Min Loan
- Repayment Mortgages
- Variable from approx 7.00%
- Low Start from approx 1.45%
CURRENCY - US DOLLARS |
Colorado
- Max 75% LTV
- Max Term 30 years
- $60,000 Min Loan US$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00% in US$
- 1.50% over cost of funds for all other currencies
70% = US DOLLARS
75% = OTHER CURRENCIES |
|
Hawaii
- Max 75% LTV
- Max Term 30 years
- $60,000 Min Loan US$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00% in US$
- 1.50% over cost of funds for all other currencies
70% = US DOLLARS
75% = OTHER CURRENCIES |
Massachusetts
- Max 70% LTV
- Max Term 30 Years
- $60,000 Min Loan
- Repayment Mortgages
- Variable from approx 7.00%
- Low Start from approx
1.45%
CURRENCY - US DOLLARS |
Nevada
- Max 75% LTV
- Max Term 30 years
- $60,000 Min Loan US$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00% in US$
- 1.50% over cost of funds for all other currencies
70% = US DOLLARS
75% = OTHER CURRENCIES |
New Jersey
- Max 75% LTV
- Max Term 30 years
- $60,000 Min Loan US$
- $200,000 Min Loan other
currencies
- Repayment Mortgages
- Interest Only Mortgages
- Variable from approx 7.00% in US$
- 1.50% over cost of funds for all other currencies
70% = US DOLLARS
75% = OTHER CURRENCIES
|
|
Texas
- Max 70% LTV
- Max Term 30 Years
- $60,000 Min Loan
- Repayment Mortgages
- Variable from approx 7.00%
- Low Start from approx 1.45%
CURRENCY - US DOLLARS |
Virginia
- Max 70% LTV
- Max Term 30 Years
- $60,000 Min Loan
- Repayment Mortgages
- Variable from approx 7.00%
- Low Start from approx 1.45%
CURRENCY - US DOLLARS |
|
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